Yes, you can buy car insurance that lasts just one, single day.
Car insurance for just one day certainly is available, in fact you can now buy short term cover for as little as one day right up to as much as 28 days if you wish. Not only that, it is actually a lot simpler to buy than a conventional insurance policy because the application form is much simplified. Because of this there are only a certain number of vehicles which can be accepted but these do include the majority of the popular vehicles on British roads. You can check whether or not the vehicle that you wish to cover is acceptable by the simple method of inputting it's registration details in the quote form (which only takes a minute is so) and the system will automatically find the make and model of the vehicle and see whether or not it is acceptable; if it is a grey import or modified vehicle it is unlikely to appear on the database, and unfortunately this type of cover would not be available in this case. The vehicle to be covered can be owned by the driver of borrowed from someone else, provided that the 'someone else' is not a hire company.
Being an online only service cuts the expenses down to a minimum which enables the insurers to offer competitive prices even for such short policies. Once you have purchased a policy the details are automatically uploaded to the MID (Motor Insurers Database) within a working day or so, but since you may have already used up your day's insurance by the time the details appear on the database you are well advised to download the documents and print out at least the insurance cover note, just in case you need to prove your cover; this can be done quite easily since the documentation will be available for you within seconds of you buying a policy.
Cover for driving within the UK is comprehensive, and if you wish you can add extras such as roadside recovery or cover for tools. Third-party only cover for driving throughout the EEC is included with all policies but again you can pay a little extra if you wish to upgrade it to fully comprehensive cover. If you did drive within the EU it would be a condition of the policy that the journey both started and ended in the UK so a quick day's shopping trip across the channel should be OK.
Drivers will be expected to be over the age of 21 and in possession of either a UK or EEC driving licence; a few points on the licence may not affect whether or not an application is accepted but, as with all car insurance policies, a worse than perfect driving record will probably cause an increase in premium, but since you will be applying for cover for just a single day this should not add up to a great deal of money.
You can get a quotation 24 hours a day seven days a week, so why not get one right away and see for yourself how economically you can protect not only your pocket but also your driving licence by ensuring that you are fully covered before you take a vehicle out on the road.
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